Welcome to LMBF Assurances
LMBF motorcycle insurance brokers understand that Quebec motorcyclists are passionate about their motorcycles and want to help you insure them — whether it's a luxury custom motorcycle or a motorcycle that you use daily when the weather is nice. Committed to finding you the best possible motorcycle insurance solutions, you can always trust the professionals at LMBF to be by your side when you need them. Get started with a free motorcycle insurance quote today.
Motorcycle insurance in Quebec is generally much less expensive than insurance for your vehicle. Why? This is mainly because motorcycles are only used for about half of the year. They're not very useful when the snow starts to fall and the weather gets colder. Plus, motorcycles are much cheaper than your average vehicle, so their overall replacement value is lower.
In your motorcycle insurance policy, accident benefits cover you if you, your passengers, or a pedestrian are injured in an accident, regardless of who was at fault. This includes income replacement while the injured person recovers, rehabilitative treatments, and any other necessary recovery services.
All-risk and collision coverage is optional under your standard motorcycle insurance in Quebec, but they can be useful if your motorcycle is damaged by fire, vandalism or theft (all-risk coverage) or during an accident with another vehicle or a stationary object (collision coverage).
Included in your standard motorcycle insurance in Quebec, civil liability covers all costs related to an injury or damage caused to another driver, a pedestrian or a third party. It can also cover their medical expenses in addition to repairs or replacements of their belongings.
Extensive coverage covering most claims, except for specific exclusions.
Responsibility towards third parties. Simple and essential protection adapted to your situation.
Covers damage to your vehicle as a result of a collision with another vehicle or object.
Covers the replacement of your motorcycle if it is stolen or declared a total loss, according to the terms of your policy.
Covers additional costs if you can no longer use your home or vehicle as a result of a covered claim.
Avoid an increase in your premium following a first responsible accident.
Protects you if you are involved in an accident with an uninsured or under-insured driver.
Offers compensation in case of injuries (you or your passengers) as a result of a covered accident.
Offers help in the event of a breakdown, including towing and road assistance.
Allows you to replace an asset without taking into account its depreciation.
Protects certain accessories and equipment (tires, additions, modifications) against covered damage or losses.
Covers the difference between the value of the vehicle and the financing balance if your vehicle is declared a total loss.
