Welcome to LMBF Assurances
Jewelers and similar businesses offer unique products of great value, whether they are art objects, antiques, jewelry, or other merchandise. Businesses that offer goods such as jewelry face the risk of theft, vandalism, or even damage and loss of the goods they manufacture, repair, and distribute. LMBF is a specialist when you need a wide range of covers to choose from as a jeweller and want to make sure your business can run without worries. Jewelry insurance is a coverage solution designed to protect you, your inventory, and your business. We can customize our policies to help insure your specific business against all the risks it faces. Get a free jewelry insurance quote today and see how easy it is to protect yourself.
Jeweler insurance is a package of insurance designed to protect specialized businesses, whether they are retailers, manufacturers, appraisers, wholesalers, or even workbench jewelers. Business insurance for jewelers is designed to protect inventories and business activities from events such as theft and vandalism, accidental damage to customers' goods and merchandise, and may even contain liability coverage for personal injury or property damage claims.
Your business may see customers coming in and out every day, which means there's always the risk of someone tripping and falling and suing you for their injuries. Civil liability covers property damage and personal injury.
You may choose to include business interruption insurance as an optional benefit, which provides you with coverage in the event of an insurable loss where your business is forced to temporarily close and includes reimbursement of necessary ongoing expenses.
Jeweler insurance may include coverage for your jewelry inventory, including raw materials and parts for repairs and manufacturing, related inventory, finds, and any property of others in your jewelry business.
Safe, alarms, cameras, opening/closing procedures, access control, regular inventories and secure transport.
Average and maximum inventory value, product type, security, location, hours, procedures, and claims history.
Gross negligence, non-compliant transport, absence of required systems, or undeclared goods, depending on the policy.
Inventory, consigned goods, equipment, liability, theft, and sometimes transit/exhibitions, depending on coverages.
It is designed to protect high-value inventory, exposure to theft, and risks in boutique, workshop and transport.
Yes, if the transit/exhibition endorsement is included and transport and security conditions are met.
