Welcome to LMBF Assurances
At LMBF Insurance, we are committed to protecting the privacy and confidentiality of our clients’ personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).
By using the Unibrokers website or by choosing to provide personal information through one of our insurance brokers, you consent to the practices described in this Privacy Policy.
We reserve the right to modify this Privacy Policy at any time. Any changes will be posted on our website. We encourage you to review this policy periodically to stay informed about how we protect and use your personal information.
Our website may contain links to third-party websites. This Privacy Policy does not apply to those websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.
We collect personal information that is necessary to provide you with our insurance brokerage services.
Your personal information may be used for the following purposes:
▪ To provide, administer, and manage your insurance policies
▪ To communicate with you regarding your policies and our services
▪ For underwriting and claims processing
▪ To comply with legal and regulatory requirements
▪ To prevent and detect fraud
The personal information we may collect includes:
▪ Personal Identification Information (such as name, address, date of birth, and contact details)
▪ Financial Information (such as payment details or financial history relevant to insurance coverage)
▪ Insurance-Related Information (such as policy details, claims history, and risk information)
▪ Usage Data (such as information about how you interact with our website)
We obtain your consent to collect, use, and disclose your personal information, except where otherwise permitted or required by law. Consent may be express (for example, in writing) or implied (for example, when you voluntarily provide information to us).
You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice.
We do not sell your personal information.
We may share your personal information with third parties only when necessary to provide our services, including:
▪ Insurance companies for underwriting and claims purposes
▪ Business partners and service providers who support our operations
▪ Regulatory or governmental authorities, when required by law
We retain personal information only for as long as necessary to fulfill the purposes for which it was collected and to meet our legal and regulatory obligations. When the information is no longer required, it will be securely destroyed or anonymized.
We have implemented appropriate technical and organizational safeguards to protect your personal information against loss, theft, unauthorized access, disclosure, or misuse. These measures include encryption, access controls, and secure storage systems.
You have the right to request access to the personal information we hold about you and to request corrections if the information is inaccurate or incomplete. To make such a request, please contact our Privacy Officer.
You may also withdraw your consent to our use of your personal information, subject to legal and contractual limitations.
Your personal information may be stored or processed in jurisdictions outside of your province or country of residence where our service providers operate. By using our services, you consent to the transfer of your information to these jurisdictions, which may have different data protection laws.
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us:
LMBF Insurance
1955 ch. De La Côte-de-Liesse, Suite 201
Saint-Laurent, QC H4N 3A8
416-283-3200
info@lmbf.ca
