Travel Insurance in Canada - with Solutions by LMBF
Travel insurance is not something everyone considers when planning a trip, especially those that might even be looking for a simple road trip getaway in the United States for a few days. Travel medical insurance in Canada is critical to ensuring that, if anything goes wrong, you aren’t left with an unexpected financial loss. LMBF helps fill you in on the details on why you should buy travel insurance in Canada, what’s the best travel insurance in Canada, and starts you with a free quote.
What Does Travel Insurance in Canada Cover?
Medical Evacuation
Your travel medical insurance in Canada may include coverage for medical evacuation, in the event you or someone you are travelling with that is covered by your policy is injured or falls critically ill and must be transported to the nearest place that offers the appropriate medical care.
Repatriation
While we never like to think about the “worst” possible scenario, your travel medical insurance in Canada may include coverage for repatriation in the event of death. This will ensure that the costs associated with the preparation and returning of your remains are covered so that your loved ones aren’t left to foot the bill.
Trip Cancellation
In addition to travel medical insurance, you can purchase an entire travel insurance package to include trip cancellation and interruption. Trip cancellation can cover the unexpected costs of having to cancel your trip due to unforeseen circumstances, baggage losses, damages, and delays. It may also cover flight and travel accidents.
- Unforeseen interruptions
- Medical emergencies
- Medical evacuations
- Hospital benefits
- Return of deceased
- Foreseen interruptions
- Routine health checkups
- Alcohol or drug-related incidents
- Extreme sports
- Undisclosed pre-existing conditions
Do I really need travel insurance in Canada?
Travel is riskier than living at home or going about your day-to-day life. This is because, even with the most rigid itinerary, you can’t expect the unexpected. Massive weather events, injuries, illnesses, etc. - and nothing is there to guard you from financial losses without having travel insurance. In Canada, we can expect to receive healthcare services that meet our standards but travelling to foreign countries can bring on a host of unforeseen interruptions. When you purchase travel medical insurance in Canada, you can be guaranteed transport back to Canada in the event you experience an emergency.
Types of Travel Insurance Coverage
We hope that you never have to make a claim and that all your trips and vacations go as smoothly as you’d planned them to. Unfortunately, travel insurance exists in Canada for a reason - and that’s because we never know how things might go. See below for some of the standard travel insurance coverage options, in addition to some endorsements you may wish to include. Travel medical insurance in Canada may look differently depending on the provider so it’s important to be aware of what you’re covered for before you go away.
Medical emergency
- Hospital benefits
- Ambulances
- Physician bills
- Diagnostic services
Treatment & care
- Private duty nursing
- Rehabilitative care
Medical evacuation
- Emergency return home
- Transport costs
Repatriation
- Preparation
- Return of the deceased
Trip cancellation
- Non-refundable expenses
- Prepaid travel
- Cancellation costs
Baggage loss
- Lost baggage
- Damages
- Stolen baggage
Extended vacation
- Unforeseen trip extension
Travel delay
- Unexpected delays
- Flight interruptions
Emergency dental
- Dentist bills
Rental car protection
- Unexpected damages
Change fee coverage
- Fee for changing ticket
- Unexpected changes
Baggage delay
- Reasonable essentials
- Inconvenience payment
Our Travel Insurance partners in Canada
LMBF wants you to have peace of mind no matter where you are in the world, which is why we have partnered with some of the top carriers for travel insurance in Canada. Whether you are looking to book a several week getaway in Bali or you simply want to cruise down to the United States to visit your relatives for a weekend, travel medical and travel insurance in Canada help maintain the peace of mind of Canadians looking for a change of pace. We help you find affordable travel insurance quotes from top carriers so that you can be sure you are always getting the best possible coverage for the most affordable rates.
