Printers and Publishers Errors and Omissions Insurance Solutions with LMBF

Publishers, writing service companies, and printers all face high expectations in their industry from consumers who want a finished product, and want it promptly. Tight deadlines can be stressful for professions in this industry, but no one does it better than publishers and printers. Publishers and printers insurance cover is designed to protect these professions and their enterprises from claims that may arise in a number of different situations, whether it’s failure to meet a deadline or abide by the terms of a contract, misinformation, or failure to meet the expected quality of a promised service. LMBF helps ensure that publishers, printers, and writing service companies get the coverage they need for the right price.

What Publishing Insurance Covers

E&O Insurance

E&O Insurance

Professions in the publishing and printing sector may require publishers’ errors and omissions (or professional liability insurance) to have coverage against claims of misinformation, error, failure to deliver a promised service, and other allegations that could result in a costly lawsuit. This coverage can reimburse a professional for defense costs, settlement fees, and so on.

Assets and Property

Assets and Property

Your business’ property, assets, equipment, and inventory are integral, and it may very well be impossible to operate without. If something were to happen, such as a fire, an act of vandalism, theft, or other, you could be forced to shut your doors for good. Commercial property and contents insurance may cover your assets and property against these common perils.

Interruptions

Interruptions

Should your business be forced to close as a result of an insurable peril, you could be left floundering without any way to pay off ongoing bills, like employee payroll, utility expenses, rent, and so on. Business interruption is an added coverage you can include with your standard insurance to cover expenses during a period of forced closure.

  What publishing insurance covers
  • Commercial general liability
  • Commercial property
  • Errors and omissions
  • Advertising injury
  • Mistakes in a finished product
  What publishing insurance excludes
  • Undocumented income
  • General wear and tear
  • Earthquakes and flooding without endorsement
  • Intentional slander and damages

What is publishers and printers insurance?

Publishers and printers insurance is an insurance package designed for professions and businesses within the publishing and writing services sector. These professions and companies deal with large exposure to risk due to the fact that they often operate with strict deadlines and high expectations, hence the need for insurance coverage tailored to their unique needs. LMBF can help your publishing, writing services, or printing company find comprehensive insurance that meets its unique insurance requirement.

Types of Publishers and Printers Insurance Products

The publishing industry offers an integral service, whether your particular company deals in digital content, magazines, web copy, fiction books, or otherwise. The risk of a lawsuit is low, but it is never zero. Just think of what it would take for your business to recover following such a significant event without adequate publishing insurance coverage. In the event of a claim, it helps to understand the bare minimum of what you’d be covered for. Your standard publishing and printers insurance package may include a number of coverage items, such as the ones listed below. Others may be optional, depending on your provider and needs.
Property Insurance

Commercial property

  • Physical property
  • Stored belongings
  • Contents
More info
Professional Liability Insurance

Professional liability

  • Negligence
  • Misinformation
  • Omissions
More info
Commercial Auto Insurance

Commercial auto insurance

  • Collision
  • Comprehensive
  • Liability
More info
Business Interruption Insurance

Business interruption

  • Ongoing wages
  • Employee payroll
  • Bills
  • Rent
More info
Commercial General Liability Insurance

Commercial general liability

  • Bodily injury
  • Advertising injury
  • Property damage
More info
Cyber Insurance

Cyber liability

  • Data breach
  • Restoration costs
  • Liability
More info
Umbrella Insurance

Umbrella insurance

  • Extended liability
  • Advertising injury
  • Bodily injury
  • Property damage
More info
Equipment Breakdown Coverage

Equipment breakdown

  • Unexpected breakdown
  • Machinery
  • Boilers
More info
Directors and Officers Liability Insurance

Directors and Officers Liability Insurance

More info
Film Production Insurance

Film production liability

  • Injuries
  • Damages
  • Libel and slander
  • Legal expenses
More info
Crime Insurance

Crime insurance

  • Fraud
  • Dishonest actions
  • Reputational injury
More info
Risk Management

Risk management

  • Strategies
  • Risk reduction
  • Mitigation
More info

Our Publishing Insurance partners

The publishing and printing industry is crucial to our economy, and we at LMBF get that your enterprise or company means the world to you. In order to produce the highest quality publishing and printers insurance products, LMBF has partnered up with some of the top publishing insurance companies around. In Canada, there’s a need for competitively priced publishing and printers insurance - and LMBF is happy to say it can satiate that need in no time at all. Get a free, no-obligation publishing insurance quote today and see how easy it can be.

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Publishing and Printers Insurance: Most Commonly Asked Questions

A: You may expect to pay more or less for your publishing insurance depending on a variety of reasons. Your business size, years of experience, services, insurance history, staff team, commercial property, and more are all variables in the overall price you will end up paying.

A: Your publishing company’s coverage needs will vary depending on the exact way it operates, but you can expect that your business may need some form of CGL or publisher’s errors and omissions insurance, commercial property, directors’ and officers’ insurance for any members of a company board, and so on.

A: Publishers need insurance because they face the very real risk of being exposed to a lawsuit filed against them for claims of failure to abide by the terms of a contract, meet a pre-determined deadline, and so on. Claims like these can result in an extremely expensive lawsuit - one which your business may not be able to recover from otherwise.

A: Larger publishers generally carry liability insurance to cover their operations, but what about small publishers or self-publishers? If you’re publishing under another publishing company you may be added to their policy as an additional insured. Otherwise, you may need to acquire your own coverage.

A: While publisher’s errors and omissions insurance may not be mandatory by law, it is still highly recommended you carry coverage due to the fact that you could very well be unexpectedly faced with a lawsuit that you don’t have the resources to overcome. Insurance is an additional cost for huge protection - and for your peace of mind.

A: Writing services and publishing businesses of all sizes and varieties need insurance coverage to defend their bottom line, including proofreading services, ghostwriters, copywriters, small publishing firms, presses, printers, advertising agencies, and more. Even while publishing and writing might seem like low-risk occupations, these professions are often met with tight deadlines and consumer expectations. Sufficient insurance coverage is a must.